The length of time does it take to switch your bank account?

If you utilize the existing Account change Service that people offer your account is going to be completely switched in 7 trading days.

Just how do I switch my account to Card One cash?

Switching your bank account to Card One cash never been simpler using the Account Switch that is current provider. We could switch all of your debits that are direct standing instructions and wages/benefits. So that you can switch your account give us a call on 0871 811 1881 (Calls cost 11p per moment, along with your phone business’s access cost) so we shall switch this over the telephone.

Does every thing back at my account that is old get to my brand brand new account?

No, payments that are recurring also known as constant payment authorities aren’t the main guarantee. They are put up utilizing your debit card details, in the place of your bank account quantity and kind rule, and so are usually useful for telecoms bills, gym membership and cash advance repayments. If you change to a Card One cash account, you will have to allow ongoing organizations concerned understand your brand-new card details.

What goes on to any debit card deals that I have expected my old bank to avoid?

The present Account Switch provider must not interfere with this particular procedure and any debit card deals which you have actually expected your bank to avoid should remain therefore after your switch.

If you should be perhaps maybe not really a bank, what exactly are you?

We have been an Authorised Payment Institution (API), running underneath the Payment Services Regulations regulated and authorised by the FCA. The difference that is main an API and a bank is the fact that we have been perhaps perhaps not licensed to utilize the client’s cash for almost any function such as for instance financing. There are some other differences that are key a Bank plus an API, such as for example various “Conduct of Business” and capital adequacy rules.

Is my cash protected by the FSCS?

As Card one cash aren’t a bank your cash is certainly not protected because of the FSCS. Nevertheless, Card one cash holds hardly any money in your present account in a safeguarded account with our plumped for banking provider (Barclays Bank plc, nationwide Westminster Bank plc or even the financial institution of England). Hardly any money on your card is in an account that is safeguarded by the card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, loannow loans fees nationwide Westminster Bank plc). Fair Payments Ltd certainly are a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ spot, 68 Upper Thames St, London, EC4V 3BJ.

We have a poor credit rating; could I nevertheless obtain an account that is current?

Yes, you are able to. You will get a card one cash account, irrespective of your credit score. We do not make any credit checks*, we could help you produce a fresh begin.

Am I able to apply online?

Yes, you are able to. Just click here to perform our application that is online kind. For those who have any issues, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, as well as your phone business’s access fee.) and another of our advisors will make suggestions through the procedure.

Could I get my salary/wages paid into my account straight?

Yes you are able to. To obtain your salary/wages compensated to your account you frequently just have actually to produce your company along with your kind code and account number. Instead, it is possible to finish a wage mandate and hand to your boss. Please contact client Services that will have the ability to organize to deliver a mandate off for your requirements.